• Family Office service offering

  • Family office service offering

    A complete financial solution for businesses and individuals

    Streamline your finances by accessing a range of services, under one roof, at an affordable rate. Our unique Family Office model gives you access to a complete array of financial services, all through your personal adviser. Behind the scenes, a team of specialist advisers will analyse your finances in depth, identifying opportunities for you to grow your wealth. This will all be overseen by your key relationship manager, who will be your primary point of contact and will help you implement a sustainable financial strategy.

    A comprehensive suite of services

    You will benefit from best-of-breed advice to cover wealth management, SMSF, lending, tax, insurance and more. Own a business? The Family Office model can be combined to cover your business needs as your grow, such as audit and assurance, corporate finance, specialist tax, corporate benefits and strategic consulting.

  • Accounting

  • Accounting

    Quality accountancy services with efficiency and accuracy.

    Whether your accounting needs are complex or straightforward, personal or business based, working with an experienced accountant can ease your compliance burden. Our focus is to deliver quality accountancy services with efficiency and accuracy to free you from financial administration and management.

    Industry and legislation changes covered.

    Our advisers have strong technical skills and understand that having an accountant who is reliable, responsive and understands your needs is what matters. We’ll ensure your tax position is carefully considered in line with latest industry developments and legislative changes.

    Cloud accounting

    Collaboration between you and your accountant.

    Collaboration between you and your accountant. Cloud accounting involves access to accounting software and data through an internet browser. The software is provided on a subscription basis and the data is stored on a remote server. This differs from a traditional accounting system that involves the purchase of software and installation on either a workstation or local server.

    Compliance

    Easing your compliance burden.

    Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

    Get in early, plan ahead.

    Our advisers will assist you in completing your compliance activities early in the year. This enables you to have a good understanding of your tax liabilities and due dates well in advance so you can plan for these payments (or refunds), assisting your cash flow. By planning ahead, you can proactively manage your relationship with your bankers providing them year end accounts ahead of time.

    Outsourced CFO

    A shift from the traditional finance function.

    The role of CFOs has changed dramatically from the traditional corporate accountant to a much broader role with greater responsibilities. By outsourcing this finance function, we can enable you and your executives to improve business performance and shareholder value. Our advisers will help you drive growth by effective financial management and provide insights through the interpretation of your business outcomes.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Tax

  • Tax

    Working with you to reduce your tax exposure

    Navigating the complexities of taxation can be a critical factor for all individuals and businesses. In collaboration with you, we will seek ways to reduce your tax liabilities and find value for you to unlock.

    How can we help?

    You will receive experienced, practical advice which will enable you to maximise your return at tax time. Our team has years of experience in this field, and will work with you to identify deductions and streamline all aspects of this process.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Business Advisory

  • Business Advisory

    Realise greater growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Ensuring your business remains profitable and competitive.

    You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

    Budgeting and Cash Flow

    Anticipating events you may not have considered.

    Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

    Structuring a plan to deliver your desired results.

    Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

    Business Growth

    Understanding your key profit and growth drivers.

    Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

    Practical business growth results.

    Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

    Business Recovery

    Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

    Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

    Establishing new business strategies.

    Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

    Crowe Horwath Australasia Pty Ltd | ABN 84 006 466 351

  • General Insurance

  • General Insurance

    Realise greater growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Making insurance cover simple, straightforward and cost effective.

    We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

    Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528

    General Insurance FSG

  • Lending

  • Lending

    Your lending and finance needs covered.

    If you’re looking to borrow for a business, motor vehicle, equipment or personal needs such as a home, our lending team can obtain finance on your behalf. By negotiating with the leading financial institutions, we can arrange a competitive loan, often achieving superior outcomes for you.

    *Fee quote provided on a per person basis.

    Saving you time and money.

    The finance industry is more complex than ever before, with frequent changes to interest rates and banks being cautious and selective about lending. We work with lenders for financing and purchase requests, security structures, refinancing and debt consolidation or facilities subject to a review. We’ll ensure your lending arrangements are effectively structured, that means, the right loan package to suit your needs.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | ACL No. 389054 | Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244 | ACL No. 238244 | Crowe Horwath Property Securities Ltd | ABN 91 010 208 107 | AFSL No. 247427 | ACL No. 247427

  • Self Managed Super Fund

  • Self Managed Super Fund

    Helping make your superannuation… super!.

    While setting up a SMSF may seem straightforward, the administration and management can be time consuming and complex. If appropriate for your circumstances, we can guide you through the establishment and ongoing management of your Self-Managed Super Fund, as well as implement the most suitable strategy to help you meet your goals. We can assist you to understand the benefits, obligations and responsibilities of an SMSF structure.

    Let us take care care of the paperwork.

    We have developed a flexible range of services designed to make it easy for you to best maximise the performance of your fund and minimise the hard graft. From the establishment of a SMSF, to the preparation and lodgement of income tax returns, financial statements and audits, we will help look after everything leaving you to enjoy the benefits of flexibility, control, more investment options, and the potential for reduced costs.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice | Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

  • Specialist Services

  • Specialist Services

    As your business grows, so too will your financial requirements.

    As your business grows, so too will your financial requirements. Going beyond the core services we provide in your Family Office, our specialist services are designed to meet the needs of your business as it strengthens. Covering audit and assurance, corporate finance, corporate benefits, performance consulting and business advisory – we can collaborate with you on catering these specialist services when needed to your small or medium enterprise.

    Audit and assurance

    From financial statement auditing to risk consulting, we provide you the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

    Business Advisory

    From startup to multi-national, we will assist you through every stage of your business. You will have best in breed advice in areas such as strategic growth planning, implementing cloud accounting systems and budgeting as well as advice on how you can best structure your business.

    Corporate Benefits

    We can assist you with reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

    Corporate Finance

    In a short space of time, a business can alter direction dramatically. This is why the right advice and pre-planning is crucial. We can help you face these market challenges and capitalise on opportunities, ensuring you are provided with the flexibility in timing, scope and deliverables that your unique transaction requires.

    Specialist Tax

    If you have unique tax requirements that go beyond traditional services, our experienced team will have you covered. We can connect you with advice on GST, research and development taxes, as well a full range of international and customers related taxes.

    Performance Consulting

    In order to evolve your business, you must develop an independent insight on your overall performance and efficiency. We have experience assisting businesses of all shapes with performance consulting and provide advice on technology implementation, culture and leadership programs as well as workflow system analysis.

    Crowe Horwath Australasia Pty Ltd | ACN 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170 | Findex Advice Services Pty Ltd | ABN 88 090 648 521 | AFSL 243253 | Trading as Centric Wealth Adviser

  • Risk Insurance

  • Risk Insurance

    Safely insured, not under-insured.

    Maintaining your family’s lifestyle and financial well being in the case of illness or disablement is an important consideration. Our advisers will provide you with advice on the range of risk insurance offerings available, so that you can protect the people who depend on you.

    Ensuring the right insurance for your circumstances.

    Having insurance that is not suited to your circumstances is as detrimental as not having any insurance in the first place. Our advisers will provide you guidance on personal and business protection options to ensure you have an adequate financial safety net.

    Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

  • Wealth Management

  • Wealth Management

    Growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Our priority is people, not products.

    Our complete range of services and advice gives you the peace of mind that all your accounting, financial advice and insurance needs are handled by specialists who understand your situation and objectives. Whatever is right for you over the short and long term – we have it covered.

    Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice

Family office service offering

A complete financial solution for businesses and individuals

Streamline your finances by accessing a range of services, under one roof, at an affordable rate. Our unique Family Office model gives you access to a complete array of financial services, all through your personal adviser. Behind the scenes, a team of specialist advisers will analyse your finances in depth, identifying opportunities for you to grow your wealth. This will all be overseen by your key relationship manager, who will be your primary point of contact and will help you implement a sustainable financial strategy.

A comprehensive suite of services

You will benefit from best-of-breed advice to cover wealth management, SMSF, lending, tax, insurance and more. Own a business? The Family Office model can be combined to cover your business needs as your grow, such as audit and assurance, corporate finance, specialist tax, corporate benefits and strategic consulting.

Accounting

Quality accountancy services with efficiency and accuracy.

Whether your accounting needs are complex or straightforward, personal or business based, working with an experienced accountant can ease your compliance burden. Our focus is to deliver quality accountancy services with efficiency and accuracy to free you from financial administration and management.

Industry and legislation changes covered.

Our advisers have strong technical skills and understand that having an accountant who is reliable, responsive and understands your needs is what matters. We’ll ensure your tax position is carefully considered in line with latest industry developments and legislative changes.

Cloud accounting

Collaboration between you and your accountant.

Collaboration between you and your accountant. Cloud accounting involves access to accounting software and data through an internet browser. The software is provided on a subscription basis and the data is stored on a remote server. This differs from a traditional accounting system that involves the purchase of software and installation on either a workstation or local server.

Compliance

Easing your compliance burden.

Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

Get in early, plan ahead.

Our advisers will assist you in completing your compliance activities early in the year. This enables you to have a good understanding of your tax liabilities and due dates well in advance so you can plan for these payments (or refunds), assisting your cash flow. By planning ahead, you can proactively manage your relationship with your bankers providing them year end accounts ahead of time.

Outsourced CFO

A shift from the traditional finance function.

The role of CFOs has changed dramatically from the traditional corporate accountant to a much broader role with greater responsibilities. By outsourcing this finance function, we can enable you and your executives to improve business performance and shareholder value. Our advisers will help you drive growth by effective financial management and provide insights through the interpretation of your business outcomes.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Tax

Working with you to reduce your tax exposure

Navigating the complexities of taxation can be a critical factor for all individuals and businesses. In collaboration with you, we will seek ways to reduce your tax liabilities and find value for you to unlock.

How can we help?

You will receive experienced, practical advice which will enable you to maximise your return at tax time. Our team has years of experience in this field, and will work with you to identify deductions and streamline all aspects of this process.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Business Advisory

Realise greater growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Ensuring your business remains profitable and competitive.

You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

Budgeting and Cash Flow

Anticipating events you may not have considered.

Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

Structuring a plan to deliver your desired results.

Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

Business Growth

Understanding your key profit and growth drivers.

Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

Practical business growth results.

Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

Business Recovery

Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

Establishing new business strategies.

Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

Crowe Horwath Australasia Pty Ltd | ABN 84 006 466 351

General Insurance

Realise greater growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Making insurance cover simple, straightforward and cost effective.

We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528

General Insurance FSG

Lending

Your lending and finance needs covered.

If you’re looking to borrow for a business, motor vehicle, equipment or personal needs such as a home, our lending team can obtain finance on your behalf. By negotiating with the leading financial institutions, we can arrange a competitive loan, often achieving superior outcomes for you.

*Fee quote provided on a per person basis.

Saving you time and money.

The finance industry is more complex than ever before, with frequent changes to interest rates and banks being cautious and selective about lending. We work with lenders for financing and purchase requests, security structures, refinancing and debt consolidation or facilities subject to a review. We’ll ensure your lending arrangements are effectively structured, that means, the right loan package to suit your needs.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | ACL No. 389054 | Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244 | ACL No. 238244 | Crowe Horwath Property Securities Ltd | ABN 91 010 208 107 | AFSL No. 247427 | ACL No. 247427

Self Managed Super Fund

Helping make your superannuation… super!

While setting up a SMSF may seem straightforward, the administration and management can be time consuming and complex. If appropriate for your circumstances, we can guide you through the establishment and ongoing management of your Self-Managed Super Fund, as well as implement the most suitable strategy to help you meet your goals. We can assist you to understand the benefits, obligations and responsibilities of an SMSF structure.

Let us take care care of the paperwork.

We have developed a flexible range of services designed to make it easy for you to best maximise the performance of your fund and minimise the hard graft. From the establishment of a SMSF, to the preparation and lodgement of income tax returns, financial statements and audits, we will help look after everything leaving you to enjoy the benefits of flexibility, control, more investment options, and the potential for reduced costs.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice | Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

Specialist Services

As your business grows, so too will your financial requirements.

As your business grows, so too will your financial requirements. Going beyond the core services we provide in your Family Office, our specialist services are designed to meet the needs of your business as it strengthens. Covering audit and assurance, corporate finance, corporate benefits, performance consulting and business advisory — we can collaborate with you on catering these specialist services when needed to your small or medium enterprise.

Audit and assurance

From financial statement auditing to risk consulting, we provide you the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

Business Advisory

From startup to multi-national, we will assist you through every stage of your business. You will have best in breed advice in areas such as strategic growth planning, implementing cloud accounting systems and budgeting as well as advice on how you can best structure your business.

Corporate Benefits

We can assist you with reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

Corporate Finance

In a short space of time, a business can alter direction dramatically. This is why the right advice and pre-planning is crucial. We can help you face these market challenges and capitalise on opportunities, ensuring you are provided with the flexibility in timing, scope and deliverables that your unique transaction requires.

Specialist Tax

If you have unique tax requirements that go beyond traditional services, our experienced team will have you covered. We can connect you with advice on GST, research and development taxes, as well a full range of international and customers related taxes.

Performance Consulting

In order to evolve your business, you must develop an independent insight on your overall performance and efficiency. We have experience assisting businesses of all shapes with performance consulting and provide advice on technology implementation, culture and leadership programs as well as workflow system analysis.

Crowe Horwath Australasia Pty Ltd | ACN 006 650 693 | Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170 | Findex Advice Services Pty Ltd | ABN 88 090 648 521 | AFSL 243253 | Trading as Centric Wealth Adviser

Risk Insurance

Safely insured, not under-insured.

Maintaining your family’s lifestyle and financial well being in the case of illness or disablement is an important consideration. Our advisers will provide you with advice on the range of risk insurance offerings available, so that you can protect the people who depend on you.

Ensuring the right insurance for your circumstances.

Having insurance that is not suited to your circumstances is as detrimental as not having any insurance in the first place. Our advisers will provide you guidance on personal and business protection options to ensure you have an adequate financial safety net.

Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

Wealth Management

Growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Our priority is people, not products.

Our complete range of services and advice gives you the peace of mind that all your accounting, financial advice and insurance needs are handled by specialists who understand your situation and objectives. Whatever is right for you over the short and long term – we have it covered.

Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice