• Family Office
  • Corporate Advisory
  • Family Office Service Offering

  • Family office service offering

    A complete financial solution for businesses and individuals

    Streamline your finances by accessing a range of services, under one roof, at an affordable rate. Our unique Family Office model gives you access to a complete array of financial services, all through your personal adviser. Behind the scenes, a team of specialist advisers will analyse your finances in depth, identifying opportunities for you to grow your wealth. This will all be overseen by your key relationship manager, who will be your primary point of contact and will help you implement a sustainable financial strategy.

    A comprehensive suite of services

    You will benefit from best-of-breed advice to cover wealth management, SMSF, lending, tax, insurance and more. Own a business? The Family Office model can be combined to cover your business needs as you grow, such as audit and assurance, corporate finance, specialist tax, corporate benefits and strategic consulting.

  • Accounting

  • Accounting

    Quality accountancy services with efficiency and accuracy.

    Whether your accounting needs are complex or straightforward, personal or business based, working with an experienced accountant can ease your compliance burden. Our focus is to deliver quality accountancy services with efficiency and accuracy to free you from financial administration and management.

    Industry and legislation changes covered.

    Our advisers have strong technical skills and understand that having an accountant who is reliable, responsive and understands your needs is what matters. We’ll ensure your tax position is carefully considered in line with latest industry developments and legislative changes.

    Cloud accounting

    Collaboration between you and your accountant.

    Cloud accounting involves access to accounting software and data through an internet browser. The software is provided on a subscription basis and the data is stored on a remote server. This differs from a traditional accounting system that involves the purchase of software and installation on either a workstation or local server.

    Compliance

    Easing your compliance burden.

    Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

    Get in early, plan ahead.

    Our advisers will assist you in completing your compliance activities early in the year. This enables you to have a good understanding of your tax liabilities and due dates well in advance so you can plan for these payments (or refunds), assisting your cash flow. By planning ahead, you can proactively manage your relationship with your bankers providing them year end accounts ahead of time.

    Outsourced CFO

    A shift from the traditional finance function.

    The role of CFOs has changed dramatically from the traditional corporate accountant to a much broader role with greater responsibilities. By outsourcing this finance function, we can enable you and your executives to improve business performance and shareholder value. Our advisers will help you drive growth by effective financial management and provide insights through the interpretation of your business outcomes.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Tax

  • Tax

    Working with you to reduce your tax exposure

    Navigating the complexities of taxation can be a critical factor for all individuals and businesses. In collaboration with you, we will seek ways to reduce your tax liabilities and find value for you to unlock.

    How can we help?

    You will receive experienced, practical advice which will enable you to maximise your return at tax time. Our team has years of experience in this field, and will work with you to identify deductions and streamline all aspects of this process.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Business Advisory

  • Business Advisory

    Realise greater growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Ensuring your business remains profitable and competitive.

    You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

    Budgeting and Cash Flow

    Anticipating events you may not have considered.

    Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

    Structuring a plan to deliver your desired results.

    Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

    Business Growth

    Understanding your key profit and growth drivers.

    Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

    Practical business growth results.

    Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

    Business Recovery

    Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

    Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

    Establishing new business strategies.

    Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • General Insurance

  • General Insurance

    Making insurance cover simple, straightforward and cost effective.

    We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

    Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528 | AFSL 342526

    General Insurance FSG

  • Lending

  • Lending

    Your lending and finance needs covered.

    If you’re looking to borrow for a business, motor vehicle, equipment or personal needs such as a home, our lending team can obtain finance on your behalf. By negotiating with the leading financial institutions, we can arrange a competitive loan, often achieving superior outcomes for you.

    *Fee quote provided on a per person basis.

    Saving you time and money.

    The finance industry is more complex than ever before, with frequent changes to interest rates and banks being cautious and selective about lending. We work with lenders for financing and purchase requests, security structures, refinancing and debt consolidation or facilities subject to a review. We’ll ensure your lending arrangements are effectively structured, that means, the right loan package to suit your needs.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | ACL No. 389054
    Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | ACL No. 238244
    Crowe Horwath Property Securities Ltd | ABN 91 010 208 107 | ACL No. 247427

  • Self Managed Super Fund

  • Self Managed Super Fund

    Helping make your superannuation… super!.

    While setting up a SMSF may seem straightforward, the administration and management can be time consuming and complex. If appropriate for your circumstances, we can guide you through the establishment and ongoing management of your Self-Managed Super Fund, as well as implement the most suitable strategy to help you meet your goals. We can assist you to understand the benefits, obligations and responsibilities of an SMSF structure.

    Let us take care care of the paperwork.

    We have developed a flexible range of services designed to make it easy for you to best maximise the performance of your fund and minimise the hard graft. From the establishment of a SMSF, to the preparation and lodgement of income tax returns, financial statements and audits, we will help look after everything leaving you to enjoy the benefits of flexibility, control, more investment options, and the potential for reduced costs.

    Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351
    Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice
    Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

  • Specialist Services

  • Specialist Services

    As your business grows, so too will your financial requirements.

    Going beyond the core services we provide in your Family Office, our specialist services are designed to meet the needs of your business as it strengthens. Covering audit and assurance, corporate finance, corporate benefits, performance consulting and business advisory – we can collaborate with you on catering these specialist services when needed to your small or medium enterprise.

    Audit and assurance

    From financial statement auditing to risk consulting, we provide you the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

    Business Advisory

    From startup to multi-national, we will assist you through every stage of your business. You will have best in breed advice in areas such as strategic growth planning, implementing cloud accounting systems and budgeting as well as advice on how you can best structure your business.

    Corporate Benefits

    We can assist you with reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

    Corporate Finance

    In a short space of time, a business can alter direction dramatically. This is why the right advice and pre-planning is crucial. We can help you face these market challenges and capitalise on opportunities, ensuring you are provided with the flexibility in timing, scope and deliverables that your unique transaction requires.

    Specialist Tax

    If you have unique tax requirements that go beyond traditional services, our experienced team will have you covered. We can connect you with advice on GST, research and development taxes, as well a full range of international and customers related taxes.

    Performance Consulting

    In order to evolve your business, you must develop an independent insight on your overall performance and efficiency. We have experience assisting businesses of all shapes with performance consulting and provide advice on technology implementation, culture and leadership programs as well as workflow system analysis.

    Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351
    Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170
    Findex Advice Services Pty Ltd | ABN 88 090 648 521 | AFSL 243253 | Trading as Centric Wealth Adviser

  • Risk Insurance

  • Risk Insurance

    Safely insured, not under-insured.

    Maintaining your family’s lifestyle and financial well being in the case of illness or disablement is an important consideration. Our advisers will provide you with advice on the range of risk insurance offerings available, so that you can protect the people who depend on you.

    Ensuring the right insurance for your circumstances.

    Having insurance that is not suited to your circumstances is as detrimental as not having any insurance in the first place. Our advisers will provide you guidance on personal and business protection options to ensure you have an adequate financial safety net.

    Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice

  • Wealth Management

  • Wealth Management

    Growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Our priority is people, not products.

    Our complete range of services and advice gives you the peace of mind that all your accounting, financial advice and insurance needs are handled by specialists who understand your situation and objectives. Whatever is right for you over the short and long term – we have it covered.

    Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice

Family office service offering

A complete financial solution for businesses and individuals

Streamline your finances by accessing a range of services, under one roof, at an affordable rate. Our unique Family Office model gives you access to a complete array of financial services, all through your personal adviser. Behind the scenes, a team of specialist advisers will analyse your finances in depth, identifying opportunities for you to grow your wealth. This will all be overseen by your key relationship manager, who will be your primary point of contact and will help you implement a sustainable financial strategy.

A comprehensive suite of services

You will benefit from best-of-breed advice to cover wealth management, SMSF, lending, tax, insurance and more. Own a business? The Family Office model can be combined to cover your business needs as you grow, such as audit and assurance, corporate finance, specialist tax, corporate benefits and strategic consulting.

Accounting

Quality accountancy services with efficiency and accuracy.

Whether your accounting needs are complex or straightforward, personal or business based, working with an experienced accountant can ease your compliance burden. Our focus is to deliver quality accountancy services with efficiency and accuracy to free you from financial administration and management.

Industry and legislation changes covered.

Our advisers have strong technical skills and understand that having an accountant who is reliable, responsive and understands your needs is what matters. We’ll ensure your tax position is carefully considered in line with latest industry developments and legislative changes.

Cloud accounting

Collaboration between you and your accountant.

Cloud accounting involves access to accounting software and data through an internet browser. The software is provided on a subscription basis and the data is stored on a remote server. This differs from a traditional accounting system that involves the purchase of software and installation on either a workstation or local server.

Compliance

Easing your compliance burden.

Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

Get in early, plan ahead.

Our advisers will assist you in completing your compliance activities early in the year. This enables you to have a good understanding of your tax liabilities and due dates well in advance so you can plan for these payments (or refunds), assisting your cash flow. By planning ahead, you can proactively manage your relationship with your bankers providing them year end accounts ahead of time.

Outsourced CFO

A shift from the traditional finance function.

The role of CFOs has changed dramatically from the traditional corporate accountant to a much broader role with greater responsibilities. By outsourcing this finance function, we can enable you and your executives to improve business performance and shareholder value. Our advisers will help you drive growth by effective financial management and provide insights through the interpretation of your business outcomes.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Tax

Working with you to reduce your tax exposure

Navigating the complexities of taxation can be a critical factor for all individuals and businesses. In collaboration with you, we will seek ways to reduce your tax liabilities and find value for you to unlock.

How can we help?

You will receive experienced, practical advice which will enable you to maximise your return at tax time. Our team has years of experience in this field, and will work with you to identify deductions and streamline all aspects of this process.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Business Advisory

Realise greater growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Ensuring your business remains profitable and competitive.

You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

Budgeting and Cash Flow

Anticipating events you may not have considered.

Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management – allowing you to focus on your business goals and productivity.

Structuring a plan to deliver your desired results.

Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

Business Growth

Understanding your key profit and growth drivers.

Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

Practical business growth results.

Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

Business Recovery

Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

Establishing new business strategies.

Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

General Insurance

Making insurance cover simple, straightforward and cost effective.

We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528 | AFSL 342526

General Insurance FSG

Lending

Your lending and finance needs covered.

If you’re looking to borrow for a business, motor vehicle, equipment or personal needs such as a home, our lending team can obtain finance on your behalf. By negotiating with the leading financial institutions, we can arrange a competitive loan, often achieving superior outcomes for you.

*Fee quote provided on a per person basis.

Saving you time and money.

The finance industry is more complex than ever before, with frequent changes to interest rates and banks being cautious and selective about lending. We work with lenders for financing and purchase requests, security structures, refinancing and debt consolidation or facilities subject to a review. We’ll ensure your lending arrangements are effectively structured, that means, the right loan package to suit your needs.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351 | ACL No. 389054
Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | ACL No. 238244
Crowe Horwath Property Securities Ltd | ABN 91 010 208 107 | ACL No. 247427

Self Managed Super Fund

Helping make your superannuation… super!

While setting up a SMSF may seem straightforward, the administration and management can be time consuming and complex. If appropriate for your circumstances, we can guide you through the establishment and ongoing management of your Self-Managed Super Fund, as well as implement the most suitable strategy to help you meet your goals. We can assist you to understand the benefits, obligations and responsibilities of an SMSF structure.

Let us take care care of the paperwork.

We have developed a flexible range of services designed to make it easy for you to best maximise the performance of your fund and minimise the hard graft. From the establishment of a SMSF, to the preparation and lodgement of income tax returns, financial statements and audits, we will help look after everything leaving you to enjoy the benefits of flexibility, control, more investment options, and the potential for reduced costs.

Crowe Horwath Australasia Pty Ltd | ABN 93 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351
Findex Advice Service Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice
Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244

Specialist Services

As your business grows, so too will your financial requirements.

Going beyond the core services we provide in your Family Office, our specialist services are designed to meet the needs of your business as it strengthens. Covering audit and assurance, corporate finance, corporate benefits, performance consulting and business advisory — we can collaborate with you on catering these specialist services when needed to your small or medium enterprise.

Audit and assurance

From financial statement auditing to risk consulting, we provide you the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

Business Advisory

From startup to multi-national, we will assist you through every stage of your business. You will have best in breed advice in areas such as strategic growth planning, implementing cloud accounting systems and budgeting as well as advice on how you can best structure your business.

Corporate Benefits

We can assist you with reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

Corporate Finance

In a short space of time, a business can alter direction dramatically. This is why the right advice and pre-planning is crucial. We can help you face these market challenges and capitalise on opportunities, ensuring you are provided with the flexibility in timing, scope and deliverables that your unique transaction requires.

Specialist Tax

If you have unique tax requirements that go beyond traditional services, our experienced team will have you covered. We can connect you with advice on GST, research and development taxes, as well a full range of international and customers related taxes.

Performance Consulting

In order to evolve your business, you must develop an independent insight on your overall performance and efficiency. We have experience assisting businesses of all shapes with performance consulting and provide advice on technology implementation, culture and leadership programs as well as workflow system analysis.

Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351
Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170
Findex Advice Services Pty Ltd | ABN 88 090 648 521 | AFSL 243253 | Trading as Centric Wealth Adviser

Risk Insurance

Safely insured, not under-insured.

Maintaining your family’s lifestyle and financial well being in the case of illness or disablement is an important consideration. Our advisers will provide you with advice on the range of risk insurance offerings available, so that you can protect the people who depend on you.

Ensuring the right insurance for your circumstances.

Having insurance that is not suited to your circumstances is as detrimental as not having any insurance in the first place. Our advisers will provide you guidance on personal and business protection options to ensure you have an adequate financial safety net.

Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice

Wealth Management

Growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Our priority is people, not products.

Our complete range of services and advice gives you the peace of mind that all your accounting, financial advice and insurance needs are handled by specialists who understand your situation and objectives. Whatever is right for you over the short and long term – we have it covered.

Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice

  • Audit and Assurance

  • Audit and Assurance

    Improve the value and sustainability of your business.

    Whether you’re a listed company, private business or community organisation, now, more than ever, it’s essential you have greater assurance over risk and financial reporting. From financial statement auditing to risk consulting, our advisers will provide the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

    Managing your business risk.

    We have a strong track record of helping clients to manage their risks, and improve their business processes and financial reporting. Our specialists will provide you the full breadth of audit and assurance services, going beyond compliance.

    View Perth Transparency Report 2016
    View Sydney Transparency Report 2016

    Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Business Advisory

  • Business Advisory

    Realise greater growth and profitability.

    Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

    Ensuring your business remains profitable and competitive.

    You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

    Budgeting and Cash Flow

    Anticipating events you may not have considered.

    Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management — allowing you to focus on your business goals and productivity.

    Structuring a plan to deliver your desired results.

    Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

    Business Growth

    Understanding your key profit and growth drivers.

    Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

    Practical business growth results.

    Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

    Business Recovery

    Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

    Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

    Establishing new business strategies.

    Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Corporate Benefits

  • Corporate Benefits

    Ensuring best market practice to meet your company’s needs.

    In the complex world of corporate superannuation, there is no one best provider for every company. As performance and capabilities of providers and insurers change, so do the requirements of the client and employees within the business. We can assist in reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

    A step ahead of constantly evolving compliance requirements.

    Our advisers will assess and advise you a choice of fund or policy committees. Assisting in the day-to-day enquiries and administration and providing a comprehensive education program to members.

    Corporate benefits provided by Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL 243253 | trading as Centric Wealth Advisers

  • Corporate Finance

  • Corporate Finance

    A forward thinking approach to corporate finance.

    In a short space of time, a business can alter direction dramatically. As such, the right advice and pre-planning is crucial. From mergers & acquisitions to transactional services, capital markets advisory to valuations, we aim to ensure you are provided with flexibility in timing, scope and deliverables that you require.

    Achieving favourable outcomes.

    With extensive expertise, market relationships and a forward-thinking approach, we can help you face your business challenges and capitalise on transactional opportunities. Our advisers work closely with you at every stage, acting quickly and drawing on the resources of our accounting, tax and audit divisions as required.

    Mergers & Acquisitions

    Where is your business headed?

    Are you looking to grow or diversify through an acquisition or merger? Is the best course of action to downsize and divest lower performing assets? Or are you looking to exit from your business? We can guide you through the challenges of mergers and acquisitions, assessing your situation and helping you put a successful strategy in place.

    Working with you from start to finish.

    Once we have analysed your business and the best strategic fit for your goals, our team works to identify potential acquisitions or acquirers. Identifying targets, assessing all the alternatives and possible outcomes to present you with a range of options, so you can make your decisions based on clear, accessible advice. We’ll also oversee the management of the transaction and negotiation process.

    Transaction Services

    The right transaction support is critical to success.

    When an opportunity emerges, you need to be prepared to act — especially in a rising market when competition for assets can drive premiums higher. At the same time, a rigorous financial analysis is essential for making a well-informed decision.
    Our advice ensures your strategic decisions can be made with confidence, based on financial and commercial realities, and followed by smooth and efficient execution.

    Objective analysis of financial and commercial realities.

    Our transaction services team is ready to support you with comprehensive analysis and advice, due diligence, covering strategy, negotiation and taxation. We invest the time to understand your unique needs and circumstances and deliver transaction specific advice focused on the key transactional and commercial issues critical to your situation.

    Capital Markets

    Strategic growth aspirations often require equity or debt funding from capital markets.

    Whether you’re considering an acquisition, expanding your existing operations or looking to raise equity with a public offering, capital markets are an efficient and highly flexible source of long-term funding. Yet they can also be complex and difficult to navigate, with a variety of funding and structuring options to choose from.

    Together, the possibilities are endless.

    Our extensive experience and strong network of financiers can help you find the funds you need to realise your vision. We work closely with you to assess financing options across debt, equity and hybrid markets, both in Australia and overseas, then develop and execute a tailored strategy aimed at maximising value to you as the client.

    Valuations

    Rigorous and independent valuations are an essential prerequisite for sound business decisions.

    Whether you’re planning an acquisition, divestment, restructure, refinance or simply developing a new business strategy, we ensure your valuation is prepared on a fundamentally sound basis, with relevant research, analysis and professional care. Combining analysis with a tailored approach provides you the information needed to assess the true potential and value of planned transactions, so you can make decisions with confidence.

    Partnering with you to strengthen your corporate tax situation and unlock benefits.

    Providing you with sophisticated transaction guidance, we will assist you in covering the basics such as buying and selling; and extending to corporate restructures, mergers and acquisitions and winding-up businesses. Consistent monitoring of tax implications and the provision of up-to-date information relating to your situation, our advisers understand the importance of reducing your exposure to tax liabilities.

    Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170

  • Global Business Desk

  • Global Business Desk

    Global advice in your local region

    With specific knowledge of global markets, our advisers not only provide you an integrated financial solution, but the cultural and language capabilities needed to help you grow your business in continents throughout the world. Whether it be identifying business opportunities, implementing investment strategies, or providing effective business improvement policies, our specialist teams provide you support at each stage of the business cycle wherever you choose to operate.

    Benefits

    We know that the issues you deal with are typically multi-faceted and we have the relationships and reach to provide you a blended approach to your financial requirements across the globe.

    Providing local knowledge supported by global and regional specialists, we will link you with specialty advisory and risk consulting services, particular to where you operate.

    Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Insurance

  • Insurance

    It’s crucial to have the right cover protecting your operations.

    Business and commercial insurance covers a lot of ground. From public and product liability, body corporate, to on the land with farm and crop cover, our advisers can make selecting the right insurance cover straightforward and cost effective.

    A trusted and experienced adviser.

    We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

    *Fee quote provided on a per person basis.

    Management Liability

    Protecting directors and their companies against risk.

    Directors and officer policies have traditionally been written to only protect the personal assets of individual directors and officers, with limited cover for the business itself. Management Liability Insurance is designed to extend company protection and provide all-in-one coverage.

    Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice
    Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244
    Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528 | AFSL 342526

  • Performance Consulting

  • Performance Consulting

    Improve your organisation’s effectiveness.

    In a competitive global economy, organisations need to maximise their potential to survive and prosper. We help your organisation to succeed with practical solutions to enhance your customer interactions, gain insight from your data, and improve your organisation’s overall performance.

    Providing effective solutions.

    Specialising in finance function effectiveness, operational improvement, change managed and IT strategy, our advisers have extensive industry knowledge, best practice and technical expertise. We work closely with you to develop and implement practical solutions to optimise your organisation’s performance.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Risk Consulting

  • Risk Consulting

    Meeting today’s elevated standards of risk management.

    Whether you are a small, medium or large organisation, you manage a challenging array of risks on multiple fronts: strategic, operations, compliance, and reporting. Our specialists are well versed in corporate governance and regulatory compliance to keep you advised of emerging trends, industry benchmarks, and best practices.

    Effective risk management function, an essential management discipline.

    By combining in-depth industry skills with practical technologies and innovative processes, we help you improve your corporate governance and manage your risk. We will collaborate with you to supplement your internal efforts to increase transparency and accountability in multiple areas.

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

  • Specialist Tax

  • Specialist Tax

    Cutting edge tax advice to meet your business needs.

    The effective management of your tax position is critical, and getting the right advice upfront can make a significant difference to your bottom line. With expert teams across GST, Customs and Excise, Resources Taxes and Research and Development, we offer a broad range of specialist tax services to manage your risks and exposure.

    Managing your tax risks and exposure.

    Whether you have an issue with the Tax Office, need assurance around current processes or assistance in determining the tax treatment of certain items, our tax advisers are here to help take the complexity out of your tax.

    Valuations

    Proactive, tailored advice on corporate tax issues.

    Businesses must deal with a variety of tax issues including legislative changes, cash flow impacts of tax payments and employee tax. There are also tax implications to consider if you’re buying or restructuring a business, and in the case of management buy-outs. We work with clients from medium-sized private groups to large listed and international corporations.

    Managing risk, assessing compliance and identifying new opportunities.

    Our advisers are on hand to help your business with all aspects of corporate tax. Whether it be advice to boards and shareholders around landmark events, intangible asset valuations, impairment testing reviews, or fulfilling statutory and compliance with ASX, by partnering with you we have a better understanding of how we can support your corporate tax requirements.

    Research & Development

    Helping your business drive innovation.

    Investing in research and development (R&D) can increase returns for your business and create a competitive advantage for Australia. The R&D tax regime is designed to encourage business innovation. It covers the full spectrum of R&D activities, including pure research, applied research and experimental development.

    Driving innovation and long term value.

    Our team of advisers can help you take full advantage of the available incentives, while minimising disruption to your operational and finance personnel. Working with you, we’ll help identify eligible activities and projects, and assist in the preparation of plans and application documents. Managing ongoing reporting requirements and analysis of the implications for corporate and indirect taxes.

    International Tax

    Reliable advice from our local but global tax experts.

    Whether you’re a foreign investor setting up in Australia, or an Australian business looking to expand overseas, Crowe Horwath offers in-depth and reliable international tax advice. Australia’s tax environment is constantly changing, our tax advisers work closely with offices in our international network to give you up-to-date, practical and relevant international tax advice.

    Helping you minimise the effective tax rate on every dollar of profit.

    Our team will be on hand to help you navigate through areas such as transfer pricing, thin capitalisation rules and the compliance requirements associated. We can advise you on foreign and hybrid trusts and partnership structures to best suit your needs. Withholding taxes on payments out of Australian and foreign jurisdictions and structuring to minimise overseas withholding taxes. In addition we can work with you to maximise the use of foreign tax credits now and in the future, ensuring the benefits to your business are not lost.

    Customs and International Trade

    Save your business money and improve compliance with trade and customs requirements.

    One of the key problems facing companies today is the frequency by which customs regulations undergo changes, with the complex interplay between national and international legislation being hard to digest and creating many confusing implications. A lack of time or expertise in paying attention to this area of your business may result in unnecessary overpayment of customs duty or excise, or costly delays in clearing goods.

    A strategic approach to customs compliance.

    By identifying and mitigating risks, and developing an improved compliance framework for the future, your business can save on customs duty and related taxes. If you need guidance on international customs and trade matters, our specialists have the experience and resources to minimise your costs and administration. Delivering relevant, up-to-date information to clients, our team regularly monitor government policy, legislative changes and related court cases and precedents.

    Save your Business Money
    Customs Broker Support Services
    The Evolution of the Aus Trusted Trader

    Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Audit and Assurance

Improve the value and sustainability of your business.

Whether you’re a listed company, private business or community organisation, now, more than ever, it’s essential you have greater assurance over risk and financial reporting. From financial statement auditing to risk consulting, our advisers will provide the full breadth of audit and assurance services to manage these risks, in turn improving your business processes and financial reporting.

Managing your business risk.

We have a strong track record of helping clients to manage their risks, and improve their business processes and financial reporting. Our specialists will provide you the full breadth of audit and assurance services, going beyond compliance.

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View Sydney Transparency Report 2016

Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Business Advisory

Realise greater growth and profitability.

Navigating market changes can be challenging for any business. Our goal is to help you identify opportunities at any stage of your financial life cycle, ensuring you continue to meet your business needs in complex market environments. From startup through to expansion, tax advisory to accounting, we can provide a multidisciplinary approach to managing the entirety of your affairs.

Ensuring your business remains profitable and competitive.

You can expect practical advice, effective cost management and a mutual respect for your goals and growth aspirations. Our commercial advice comes from extensive knowledge and experience working with a broad range of business and industry sectors.

Budgeting and Cash Flow

Anticipating events you may not have considered.

Whether your accounting needs are complex or straightforward, personal or business based, working with experienced accountants can ease your compliance burden. Our job is to free you and your senior people from financial administration and management — allowing you to focus on your business goals and productivity.

Structuring a plan to deliver your desired results.

Cash flow forecasting is about planning your cash-based transactions so that your financial commitments are met, without excessive cash sitting around not being used effectively in your business. Our advisory team will structure your cash control requirements, evaluate your financial operations, determine any needs for additional resources and purchasing requirements.

Business Growth

Understanding your key profit and growth drivers.

Perhaps you would like to explore new markets, achieve a good return on the sale of your business or simply get serious about making your business more profitable. Our advisers can help you focus on creating strategic yet practical plans, and importantly assist you to monitor and realise your ambitions for growth.

Practical business growth results.

Our focus is on providing practical and tangible results for your business with the aim to maximise your business’s potential. We are well equipped to help you gain greater control through understanding your key profit and growth drivers, be prepared for exiting your business with a smooth and profitable financial position and have staff that are more committed and motivated to invest their efforts into building your business.

Business Recovery

Achieve the best possible outcomes for troubled companies, shareholders and other stakeholders.

Organisations can quickly find themselves hovering on the brink of failure. But with the right early intervention and a constructive approach, it can be possible to achieve a sustainable turnaround. We have the expertise to unveil the cause of problems and find solutions.

Establishing new business strategies.

Our team works cooperatively with management and stakeholders to make assessments about ongoing cash flow and working capital needs. We also assist you with new business strategies, divesting non-core businesses and assets, and the design of new capital structures.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Corporate Benefits

Ensuring best market practice to meet your company’s needs.

In the complex world of corporate superannuation, there is no one best provider for every company. As performance and capabilities of providers and insurers change, so do the requirements of the client and employees within the business. We can assist in reviewing and administering employer superannuation funds, group insurances and other corporate benefits arrangements, ensuring your needs are being continuously met.

A step ahead of constantly evolving compliance requirements.

Our advisers will assess and advise you a choice of fund or policy committees. Assisting in the day-to-day enquiries and administration and providing a comprehensive education program to members.

Corporate benefits provided by Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL 243253 | trading as Centric Wealth Advisers

Corporate Finance

A forward thinking approach to corporate finance.

In a short space of time, a business can alter direction dramatically. As such, the right advice and pre-planning is crucial. From mergers & acquisitions to transactional services, capital markets advisory to valuations, we aim to ensure you are provided with flexibility in timing, scope and deliverables that you require.

Achieving favourable outcomes.

With extensive expertise, market relationships and a forward-thinking approach, we can help you face your business challenges and capitalise on transactional opportunities. Our advisers work closely with you at every stage, acting quickly and drawing on the resources of our accounting, tax and audit divisions as required.

Mergers & Acquisitions

Where is your business headed?

Are you looking to grow or diversify through an acquisition or merger? Is the best course of action to downsize and divest lower performing assets? Or are you looking to exit from your business? We can guide you through the challenges of mergers and acquisitions, assessing your situation and helping you put a successful strategy in place.

Working with you from start to finish.

Once we have analysed your business and the best strategic fit for your goals, our team works to identify potential acquisitions or acquirers. Identifying targets, assessing all the alternatives and possible outcomes to present you with a range of options, so you can make your decisions based on clear, accessible advice. We’ll also oversee the management of the transaction and negotiation process.

Transaction Services

The right transaction support is critical to success.

When an opportunity emerges, you need to be prepared to act — especially in a rising market when competition for assets can drive premiums higher. At the same time, a rigorous financial analysis is essential for making a well-informed decision.
Our advice ensures your strategic decisions can be made with confidence, based on financial and commercial realities, and followed by smooth and efficient execution.

Objective analysis of financial and commercial realities.

Our transaction services team is ready to support you with comprehensive analysis and advice, due diligence, covering strategy, negotiation and taxation. We invest the time to understand your unique needs and circumstances and deliver transaction specific advice focused on the key transactional and commercial issues critical to your situation.

Capital Markets

Strategic growth aspirations often require equity or debt funding from capital markets.

Whether you’re considering an acquisition, expanding your existing operations or looking to raise equity with a public offering, capital markets are an efficient and highly flexible source of long-term funding. Yet they can also be complex and difficult to navigate, with a variety of funding and structuring options to choose from.

Together, the possibilities are endless.

Our extensive experience and strong network of financiers can help you find the funds you need to realise your vision. We work closely with you to assess financing options across debt, equity and hybrid markets, both in Australia and overseas, then develop and execute a tailored strategy aimed at maximising value to you as the client.

Valuations

Rigorous and independent valuations are an essential prerequisite for sound business decisions.

Whether you’re planning an acquisition, divestment, restructure, refinance or simply developing a new business strategy, we ensure your valuation is prepared on a fundamentally sound basis, with relevant research, analysis and professional care. Combining analysis with a tailored approach provides you the information needed to assess the true potential and value of planned transactions, so you can make decisions with confidence.

Partnering with you to strengthen your corporate tax situation and unlock benefits.

Providing you with sophisticated transaction guidance, we will assist you in covering the basics such as buying and selling; and extending to corporate restructures, mergers and acquisitions and winding-up businesses. Consistent monitoring of tax implications and the provision of up-to-date information relating to your situation, our advisers understand the importance of reducing your exposure to tax liabilities.

Crowe Horwath Corporate Finance (Aust) Ltd | ABN 95 001 508 363 | AFSL No. 239170

Global Business Desk

Global advice in your local region

With specific knowledge of global markets, our advisers not only provide you an integrated financial solution, but the cultural and language capabilities needed to help you grow your business in continents throughout the world. Whether it be identifying business opportunities, implementing investment strategies, or providing effective business improvement policies, our specialist teams provide you support at each stage of the business cycle wherever you choose to operate.

Benefits

We know that the issues you deal with are typically multi-faceted and we have the relationships and reach to provide you a blended approach to your financial requirements across the globe.

Providing local knowledge supported by global and regional specialists, we will link you with specialty advisory and risk consulting services, particular to where you operate

Crowe Horwath Australasia Pty Ltd | ACN 006 650 693
Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Insurance

It’s crucial to have the right cover protecting your operations.

Business and commercial insurance covers a lot of ground. From public and product liability, body corporate, to on the land with farm and crop cover, our advisers can make selecting the right insurance cover straightforward and cost effective.

A trusted and experienced adviser.

We will take the hassle out of navigating the right level of cover you require. As we are not a subsidiary of the major insurance product providers, our advisers will only recommend products that they believe are suitable to your needs.

*Fee quote provided on a per person basis.

Management Liability

Protecting directors and their companies against risk.

Directors and officer policies have traditionally been written to only protect the personal assets of individual directors and officers, with limited cover for the business itself. Management Liability Insurance is designed to extend company protection and provide all-in-one coverage.

Findex Advice Services Pty Ltd | ABN 88 090 684 521 | AFSL No. 243253 trading as Crowe Horwath Financial Advice
Crowe Horwath Financial Advice Pty Ltd | ABN 51 060 092 631 | AFSL No. 238244
Crowe Horwath Insurance Brokers Pty Ltd | ABN 17 139 730 528 | AFSL 342526

Performance Consulting

Improve your organisation’s effectiveness.

In a competitive global economy, organisations need to maximise their potential to survive and prosper. We help your organisation to succeed with practical solutions to enhance your customer interactions, gain insight from your data, and improve your organisation’s overall performance.

Providing effective solutions.

Specialising in finance function effectiveness, operational improvement, change managed and IT strategy, our advisers have extensive industry knowledge, best practice and technical expertise. We work closely with you to develop and implement practical solutions to optimise your organisation’s performance.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Risk Consulting

Meeting today’s elevated standards of risk management.

Whether you are a small, medium or large organisation, you manage a challenging array of risks on multiple fronts: strategic, operations, compliance, and reporting. Our specialists are well versed in corporate governance and regulatory compliance to keep you advised of emerging trends, industry benchmarks, and best practices.

Effective risk management function, an essential management discipline.

By combining in-depth industry skills with practical technologies and innovative processes, we help you improve your corporate governance and manage your risk. We will collaborate with you to supplement your internal efforts to increase transparency and accountability in multiple areas.

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351

Specialist Tax

Cutting edge tax advice to meet your business needs.

The effective management of your tax position is critical, and getting the right advice upfront can make a significant difference to your bottom line. With expert teams across GST, Customs and Excise, Resources Taxes and Research and Development, we offer a broad range of specialist tax services to manage your risks and exposure.

Managing your tax risks and exposure.

Whether you have an issue with the Tax Office, need assurance around current processes or assistance in determining the tax treatment of certain items, our tax advisers are here to help take the complexity out of your tax.

Valuations

Proactive, tailored advice on corporate tax issues.

Businesses must deal with a variety of tax issues including legislative changes, cash flow impacts of tax payments and employee tax. There are also tax implications to consider if you’re buying or restructuring a business, and in the case of management buy-outs. We work with clients from medium-sized private groups to large listed and international corporations.

Managing risk, assessing compliance and identifying new opportunities.

Our advisers are on hand to help your business with all aspects of corporate tax. Whether it be advice to boards and shareholders around landmark events, intangible asset valuations, impairment testing reviews, or fulfilling statutory and compliance with ASX, by partnering with you we have a better understanding of how we can support your corporate tax requirements.

Research & Development

Helping your business drive innovation.

Investing in research and development (R&D) can increase returns for your business and create a competitive advantage for Australia. The R&D tax regime is designed to encourage business innovation. It covers the full spectrum of R&D activities, including pure research, applied research and experimental development.

Driving innovation and long term value.

Our team of advisers can help you take full advantage of the available incentives, while minimising disruption to your operational and finance personnel. Working with you, we’ll help identify eligible activities and projects, and assist in the preparation of plans and application documents. Managing ongoing reporting requirements and analysis of the implications for corporate and indirect taxes.

International Tax

Reliable advice from our local but global tax experts.

Whether you’re a foreign investor setting up in Australia, or an Australian business looking to expand overseas, Crowe Horwath offers in-depth and reliable international tax advice. Australia’s tax environment is constantly changing, our tax advisers work closely with offices in our international network to give you up-to-date, practical and relevant international tax advice.

Helping you minimise the effective tax rate on every dollar of profit.

Our team will be on hand to help you navigate through areas such as transfer pricing, thin capitalisation rules and the compliance requirements associated. We can advise you on foreign and hybrid trusts and partnership structures to best suit your needs. Withholding taxes on payments out of Australian and foreign jurisdictions and structuring to minimise overseas withholding taxes. In addition we can work with you to maximise the use of foreign tax credits now and in the future, ensuring the benefits to your business are not lost.

Customs and International Trade

Save your business money and improve compliance with trade and customs requirements.

One of the key problems facing companies today is the frequency by which customs regulations undergo changes, with the complex interplay between national and international legislation being hard to digest and creating many confusing implications. A lack of time or expertise in paying attention to this area of your business may result in unnecessary overpayment of customs duty or excise, or costly delays in clearing goods.

A strategic approach to customs compliance.

By identifying and mitigating risks, and developing an improved compliance framework for the future, your business can save on customs duty and related taxes. If you need guidance on international customs and trade matters, our specialists have the experience and resources to minimise your costs and administration. Delivering relevant, up-to-date information to clients, our team regularly monitor government policy, legislative changes and related court cases and precedents.

Save your Business Money
Customs Broker Support Services
The Evolution of the Aus Trusted Trader

Crowe Horwath (Aust) Pty Ltd | ABN 84 006 466 351