Superannuation Compliance Issues

With the introduction of the Small Business Superannuation Clearing House in July 2016 superannuation compliance has been emerging as one of the bigger issues facing businesses in recent times. According to the ATO, small business commonly makes the following mistakes with respect to its super guarantee obligations: paying insufficient super contributions for eligible employees; missing … Continue reading “Superannuation Compliance Issues”

SproutX – thingc AgTech

Each month, Crowe Horwath will profile the startups that have been accepted into the 2017 SproutX Accelerator program. SproutX is a joint venture between Findex and the National Farmer’s Federation. It’s an innovation hub and startup accelerator designed specifically for the Agtech sector-  the first of its kind in Australia. SproutX focuses on nurturing startups and entrepreneurs to help … Continue reading “SproutX – thingc AgTech”

Investors Turn to Brokers

The demand for mortgage broker services has continued to rise over the last couple of years with now well over 50% of residential mortgages being written through the third-party channel. That number is even higher when it comes to property investors, due to the ongoing regulatory changes and tightening of credit regarding investor lending. The … Continue reading “Investors Turn to Brokers”

Fire Season and Underinsurance – The importance of proper asset valuation

With fire season upon us, it is important to make sure your insurance cover is up to date and that you are not underinsured. Miscalculating the cost to replace buildings and equipment when taking out and renewing insurance policies is one of the more common mistakes businesses make when it comes to insurance. Neglecting to … Continue reading “Fire Season and Underinsurance – The importance of proper asset valuation”

GST on Low Value Imported Goods

Taking effect from 1 July 2018, the GST treatment on the supply of low value imported goods made by offshore vendors directly will change. These changes will affect goods sold to Australian consumers through online platforms or via redelivery services. This represents a significant modification from the position that has existed since the introduction of … Continue reading “GST on Low Value Imported Goods”

Cyber Security – An issue that will not go away

There was a time when cyber security was a term familiar only to technology professionals. That time has long gone. Today, cyber security is a real issue for everyone, regardless of whether you are an individual or a large multi-national company. Alarmingly, experience is telling us that cybercrime will continue to be a permanent risk … Continue reading “Cyber Security – An issue that will not go away”

SproutX startups – Iotag Pty Ltd

Each month, Crowe Horwath will profile the startups that have been accepted into the 2017 SproutX Accelerator program. SproutX is a joint venture between Findex and the National Farmer’s Federation. It’s an innovation hub and startup accelerator designed specifically for the Agtech sector-  the first of its kind in Australia. SproutX focuses on nurturing startups and entrepreneurs to help … Continue reading “SproutX startups – Iotag Pty Ltd”

SproutX startups – FarmGate MSU

Each month, Crowe Horwath will profile the startups that have been accepted into the 2017 SproutX Accelerator program. SproutX is a joint venture between Findex and the National Farmer’s Federation. It’s an innovation hub and startup accelerator designed specifically for the Agtech sector-  the first of its kind in Australia. SproutX focuses on nurturing startups and entrepreneurs to help … Continue reading “SproutX startups – FarmGate MSU”

How your bank calculates a business risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down. What the bank considers For the bank, financial risk comes down to whether you can repay your … Continue reading “How your bank calculates a business risk”